Earn 1.00 APY1 from everyday banking with Bask Interest Checking.
Our customers already loved saving with Bask, so we launched a new way to bank that brings you even more rewards.
Explore the Benefits of a Bask® Interest Checking Account.
No Fees
No monthly account fees, so you can keep more of what you earn.
ATM Access
With your Bask debit card, you can access more than 55,000 surcharge-free Allpoint® ATMs2.
Mobile-first Banking
Easily manage your accounts at any time with the Bask mobile app.
Get up to $300 with these limited-time promotions.
Account Opening Period: Open a new Bask Interest Checking Account between July 1, 2025, and August 29, 2025. Account subject to approval.
Reward Period: Perform qualifying activities on your Bask Interest Checking Account between July 1, 2025, and December 31, 2025.
Earn up to $100 with Bask Interest Checking.
To qualify, open a new Bask Interest Checking Account during the Account Opening Period, complete one or more monthly qualifying automated deposits to your Bask Interest Checking Account totaling at least $3,000 and complete 10 or more monthly purchases totaling a minimum of $500 using your Bask debit card during the Reward Period.
Unlock up to $200 with Bask Bill Center.
To qualify, open a new Bask Interest Checking Account during the Account Opening Period and conduct at least two (2) electronic Bask Bill Center payments monthly from your Bask Interest Checking Account, totaling a minimum of $50 during the Reward Period.
Earn up to $100 with Bask Interest Checking.
To qualify, open a new Bask Interest Checking Account during the Account Opening Period, complete one or more monthly qualifying automated deposits to your Bask Interest Checking Account totaling at least $3,000 and complete 10 or more monthly purchases totaling a minimum of $500 using your Bask debit card during the Reward Period.
Unlock up to $200 with Bask Bill Center.
To qualify, open a new Bask Interest Checking Account during the Account Opening Period and conduct at least two (2) electronic Bask Bill Center payments monthly from your Bask Interest Checking Account, totaling a minimum of $50 during the Reward Period.
Earn an additional 3.00% APY1 on Bask Interest Checking.
Have a new or existing Bask Interest Checking account by June 30, 2025, and you can earn an additional 3.00% APY1 on top of the base rate of 1.00% APY1 — totaling 4.00% APY1 through August 29, 2025, when qualifying activities are met.
To qualify, complete $2,500 monthly automated deposits and maintain an average monthly balance of $2,500 in your Bask Interest Checking account through the reward period. If the qualifying activities are not met, the reward bonus will end until qualifying activities resume. See terms for details.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
All your finances at your fingertips.
The Bask Bank mobile app gives you fast, easy access to your accounts.
Bask Interest Checking Account FAQs
How do I earn interest with a Bask Interest Checking Account?
Bask Bank uses your daily Bask Interest Checking Account balance to calculate interest each day and interest is paid monthly.
Will I be charged if I use an ATM?
With your Bask debit card, you can access more than 55,000 surcharge-free ATMs nationwide2. If you're prompted to accept a surcharge, select "yes" and proceed with your withdrawal. You will not be charged, or we will refund your fee.
Can I use my Bask Interest Checking account to schedule bill payments?
With Bill Center, you can conveniently manage, schedule, and track your payments in Online Banking. To access Bill Center, log in to Online Banking and select Account Services from the menu, then Bill Center. Follow these steps to set up a bill payment:
Click Add a New Biller in the Manage Billers section and enter the name of your biller in the search.
If your biller is not listed, click Add Biller Manually and enter the account details.
Once complete, you'll be redirected to a success page.
Is there a fee to pay bills through Bill Center?
There is no fee for scheduled payments debited from your Bask Interest Checking Account. Payments made using your debit card may incur various card convenience fees, depending on the biller.
When will I receive my new debit card?
Please allow seven to 10 business days for your new debit card to arrive after you’ve submitted your order request.
How do I activate my debit card?
Call 800.992.3808 and follow the prompts to activate your debit card. If you’re having trouble activating your card, contact Customer Support at 833.260.4320 to speak to a representative.
What do I do if my debit card was lost or stolen?
To report your debit card as lost or stolen, please contact Customer Support at 833.260.4320 and select the option for Debit Card.
How do I request a new or replacement debit card?
To order a replacement card, please contact Customer Support at 833.260.4320 and select the option for Debit Card.
What is Digital Wallet and how does it work?
Digital wallet is a secure way to store your debit card on your mobile device to make purchases in-store, online, or through compatible apps with just a tap or a click. It adds an extra layer of convenience and security to your transactions.
How can I order checks for my Bask Interest Checking Account?
To order checks for your Bask Interest Checking Account, log in to Online Banking from a web browser and follow the steps below:
- From the menu, select Account Services then Order Checks.
- Choose the account you would like to order checks for.
- Follow the prompts to be redirected to our preferred check supplier, Deluxe, where you can confirm the details of your checks and place your order.
When ordering checks online through a third-party service, you’ll need to include our ABA routing number and your Bask checking account number in your order request.
ABA: 111026177
Bask Bank
1001 E. Lookout Drive
Tower A, Suite 700
Richardson, TX 75082
To ensure your checks are printed properly, some online check printers may ask for a deposit slip, voided check or a Magnetic Ink Printing Specifications (MICR) sheet. If required, complete the highlighted fields of the MICR form and submit it with your order request.
Check ordering is not currently available through the Bask Bank mobile app. Price of exclusive Bask Bank checks may vary based on the selections made at the time of order. One book includes 25 checks.
Can I use Zelle® with my Bask Interest Checking account?
Yes. Zelle® is available for eligible Bask Interest Checking account customers. Learn more about Zelle®.
The Bask Blog
5 Ways You Can Keep Your Bank Account Safe
Take these steps to further increase your digital banking security, keep your bank account safe online and avoid fraud.
How Bask Online Banking Improves Financial Wellness
Explore features of Bask Online Banking and how they can help improve your financial health.
Understanding Digital Wallets
A digital wallet, or e-wallet, is an app that securely stores credit and debit cards on your mobile device. Learn more about digital wallets from Bask Bank.
1Annual Percentage Yield (APY) and interest rate is accurate as of
2Surcharge-free guarantee – Bask Bank guarantees you will not pay a surcharge at any Allpoint® ATM. Some locations may have more than one ATM, not all of which are part of the Allpoint Network. Check the ATM for the Allpoint® logo to ensure it's the right one. If you ever have a surcharge from an Allpoint ATM, contact us at 1.833.260.4320 or [email protected] and we will refund the surcharge while we check into the error. Please note: If you're prompted to accept a surcharge, press "yes" to accept and proceed with your withdrawal. You will not be charged or we will refund your fee.
3The sum of your total deposits with Bask Bank and Texas Capital Bank is insured to at least $250,000 per depositor for each account ownership category.
Promotion Terms and Conditions
$100 Cash Offer Rules - Terms and conditions apply. Qualifying participants will receive a $25 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $25 cash bonus payments (maximum of $100). Qualifying Activities: To qualify, monthly automated deposits must be posted to the account by the close of each statement period. Qualifying deposits include automated ACH transfers from the account owner’s employer, payroll, benefits provider or government agency via direct deposit or recurring transfers from an external bank. Check deposits, internal transfers and peer-to-peer (P2P) payments do not qualify. Multiple automated deposits may be made within the statement period to meet the required amount. Debit card purchases and recurring payments must post to the account by the close of the statement period to qualify. Debit card money transfers, ATM transactions and peer-to-peer (P2P) payments do not qualify.
$200 Bill Center Cash Offer Rules - Terms and conditions apply. Qualifying participants will receive a $50 cash bonus paid to your Bask Interest Checking Account at the close of each monthly statement period when all qualifying activities are met. Participants can receive a maximum of four $50 cash bonus payments (maximum of $200). Qualifying Activities: Must enroll in Bask Bill Center. To qualify, electronic Bask Bill Center payments must be posted to the account by the close of each statement period. Bask Bill Center payments sent by paper check do not qualify. The payment delivery method and Deliver by Date will be designated in Bask Bill Center when you schedule a payment. Learn more about Bask Bill Center.
The value of these bonuses/offers will be reported to the IRS and the recipient is responsible for any federal, state or local taxes on this offer. Bask Bank reserves the right to exclude anyone from participating in the promotion for any reason, including suspected fraud, misuse or if suspicious activities are observed. All promotional offers, products and services offered by Bask Bank are subject to updates, modifications and/or termination.